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As India attempts an upgrade to a cashless society, cyber security experts have raised serious concerns and revealed how to find credit card information – including expiration dates and CVV numbers – in just 6 Seconds.And what's more interesting? The hack uses nothing more than guesswork by querying multiple e-commerce sites.In a new entitled ' Does The Online Card Payment Landscape Unwittingly Facilitate Fraud?' Published in the academic journal IEEE Security & Privacy, researchers from the University of Newcastle explains how online payments remain a weak spot in the credit card security which makes it easy for fraudsters to retrieve sensitive card information.The technique, dubbed Distributed Guessing Attack, can circumvent all the security features put in place to protect online payments from fraud. The similar technique is believed to be responsible for the in the U.K last month.The issue relies on the Visa payment system, where an attacker can guess and attempt all possible permutations and combinations of expiration dates and CVV numbers on hundreds of websites. Researchers discovered two weaknesses in the way online transactions are verified using the Visa payment system. They are as follows:. Online payment systems do not detect multiple incorrect payment requests if they're performed across multiple sites.
Follow the procedure described below and it allows you to activate the built-in Administrator account without logging in: Boot your problematic computer from Windows 10 or 8 installation DVD. Make sure that your PC’s BIOS (UEFI) Setup is configured to boot from a DVD and that UEFI and Secure Boot are disabled.
They also allow a maximum of 20 attempts per card on each site. Web sites do not run checks regularly, varying the card information requested.Newcastle University PhD candidate Mohammed Ali says neither weakness is alone too severe, but when used together and exploited properly, a cyber criminal can recover a credit card's security information in just 6 seconds, presenting 'a serious risk to the whole payment system.' The bots then work to obtain the billing address, if required. The paper suggests the whole attack can be carried out in just 6 seconds.' These experiments have also shown that it is possible to run multiple bots at the same time on hundreds of payment sites without triggering any alarms in the payment system,' researchers explain in the paper.' Combining that knowledge with the fact that an online payment request typically gets authorized within two seconds makes the attack viable and scalable in real time. As an illustration, with the website bot configured cleverly to run on 30 sites, an attacker can obtain the correct information within four seconds.'